How Speedy Works

A straightforward referral process designed to help you explore possible options while keeping important costs and risks visible.

1. Submit one secure request

Provide accurate information about yourself and the amount you wish to request. Speedy is not a lender and does not make a credit decision.

2. Participating providers may review it

Your information may be transmitted to participating providers or marketing partners as described in our Privacy Policy. A match, offer, approval, rate, or funding is not guaranteed.

3. Review every disclosure

If a provider presents an offer, read the agreement before accepting. Focus on the APR, finance charge, payment amounts, due dates, late-payment consequences, and total repayment amount.

Important: Never pay an upfront fee to receive a promised loan. Speedy does not charge consumers for submitting a request.

4. Decide independently

You are never required to accept an offer. Consider alternatives, including credit unions, payment plans, employer assistance, community programs, or help from family.

Availability varies

Products, providers, amounts, and terms vary based on eligibility and state law. Some states restrict or prohibit certain short-term credit products.

Start a Secure Request